Call reports 2014
C3BANK, NATIONAL ASSOCIATION — 2014
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 176,578,000 | 170,130,000 | 165,111,000 | 169,976,000 |
| Total loans | 53,875,000 | 60,790,000 | 77,398,000 | 90,962,000 |
| Allowance for loan losses | 6,000 | 166,000 | 400,000 | 625,000 |
| Securities available for sale | 46,218,000 | 35,306,000 | 34,253,000 | 32,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,311,000 | 146,107,000 | 141,227,000 | 142,686,000 |
| Interest-bearing deposits | 111,530,000 | 101,494,000 | 97,848,000 | 104,571,000 |
| Noninterest-bearing deposits | 40,781,000 | 44,613,000 | 43,379,000 | 38,115,000 |
| Equity capital | 23,858,000 | 23,662,000 | 23,578,000 | 26,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 1,410,000 | 2,595,000 | 3,900,000 |
| Interest expense | 14,000 | 55,000 | 115,000 | 171,000 |
| Net interest income | 338,000 | 1,355,000 | 2,480,000 | 3,729,000 |
| Noninterest income | 83,000 | 185,000 | 389,000 | 488,000 |
| Noninterest expense | 724,000 | 2,104,000 | 3,273,000 | 4,329,000 |
| Provision for loan losses | 6,000 | 166,000 | 400,000 | 625,000 |
| Pretax income | -309,000 | -675,000 | -749,000 | -682,000 |
| Income tax | 0 | 1,000 | 1,000 | 36,000 |
| Net income | -309,000 | -676,000 | -750,000 | -718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,143,000 | 21,849,000 | 23,454,000 | 26,486,000 |
| Total capital | 22,179,000 | 22,045,000 | 23,869,000 | 27,126,000 |
| Risk-weighted assets | 76,276,000 | 79,656,000 | 98,113,000 | 110,071,000 |