Call reports 2012
C3BANK, NATIONAL ASSOCIATION — 2012
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 162,286,000 | 167,367,000 | 161,198,000 | 157,417,000 |
| Total loans | 106,862,000 | 97,863,000 | 90,211,000 | 82,337,000 |
| Allowance for loan losses | 4,253,000 | 4,198,000 | 3,417,000 | 3,322,000 |
| Securities available for sale | 35,268,000 | 39,228,000 | 45,751,000 | 45,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,050,000 | 143,618,000 | 137,623,000 | 133,645,000 |
| Interest-bearing deposits | 94,095,000 | 95,042,000 | 94,375,000 | 90,125,000 |
| Noninterest-bearing deposits | 44,955,000 | 48,576,000 | 43,248,000 | 43,520,000 |
| Equity capital | 19,948,000 | 20,403,000 | 20,277,000 | 20,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,811,000 | 3,590,000 | 5,188,000 | 6,632,000 |
| Interest expense | 146,000 | 289,000 | 427,000 | 539,000 |
| Net interest income | 1,665,000 | 3,301,000 | 4,761,000 | 6,093,000 |
| Noninterest income | 117,000 | 515,000 | 603,000 | 748,000 |
| Noninterest expense | 1,637,000 | 3,337,000 | 4,778,000 | 6,295,000 |
| Provision for loan losses | 0 | 100,000 | 1,200,000 | 1,200,000 |
| Pretax income | 145,000 | 379,000 | -614,000 | -654,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 145,000 | 379,000 | -614,000 | -654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,407,000 | 19,641,000 | 19,149,000 | 19,458,000 |
| Total capital | 20,944,000 | 21,094,000 | 20,540,000 | 20,739,000 |
| Risk-weighted assets | 120,195,000 | 113,477,000 | 109,234,000 | 100,403,000 |