Call reports 2010
C3BANK, NATIONAL ASSOCIATION — 2010
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 207,157,000 | 192,658,000 | 177,876,000 | 172,515,000 |
| Total loans | 161,067,000 | 149,747,000 | 147,240,000 | 137,674,000 |
| Allowance for loan losses | 4,860,000 | 5,166,000 | 6,565,000 | 5,952,000 |
| Securities available for sale | 17,566,000 | 16,135,000 | 14,421,000 | 19,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,957,000 | 158,273,000 | 149,688,000 | 147,900,000 |
| Interest-bearing deposits | 119,414,000 | 113,463,000 | 110,249,000 | 107,307,000 |
| Noninterest-bearing deposits | 42,543,000 | 44,810,000 | 39,439,000 | 40,593,000 |
| Equity capital | 21,853,000 | 21,069,000 | 19,879,000 | 19,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,837,000 | 5,359,000 | 7,790,000 | 10,040,000 |
| Interest expense | 650,000 | 1,188,000 | 1,553,000 | 1,857,000 |
| Net interest income | 2,187,000 | 4,171,000 | 6,237,000 | 8,183,000 |
| Noninterest income | 23,000 | 91,000 | 175,000 | 251,000 |
| Noninterest expense | 2,029,000 | 3,929,000 | 5,886,000 | 7,728,000 |
| Provision for loan losses | 1,130,000 | 3,690,000 | 5,415,000 | 5,815,000 |
| Pretax income | -435,000 | -2,821,000 | -4,353,000 | -4,372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -435,000 | -2,821,000 | -4,353,000 | -4,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,619,000 | 20,733,000 | 19,202,000 | 19,182,000 |
| Total capital | 23,704,000 | 22,691,000 | 21,079,000 | 20,944,000 |
| Risk-weighted assets | 164,016,000 | 153,413,000 | 145,445,000 | 136,729,000 |