Call reports 2009
C3BANK, NATIONAL ASSOCIATION — 2009
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 243,944,000 | 232,909,000 | 224,819,000 | 217,408,000 |
| Total loans | 186,368,000 | 181,248,000 | 174,018,000 | 164,897,000 |
| Allowance for loan losses | 3,841,000 | 4,286,000 | 3,948,000 | 3,852,000 |
| Securities available for sale | 39,719,000 | 36,082,000 | 30,721,000 | 25,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,124,000 | 178,830,000 | 174,397,000 | 170,134,000 |
| Interest-bearing deposits | 136,575,000 | 138,023,000 | 129,597,000 | 126,225,000 |
| Noninterest-bearing deposits | 40,549,000 | 40,807,000 | 44,800,000 | 43,909,000 |
| Equity capital | 18,866,000 | 20,081,000 | 21,863,000 | 21,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,623,000 | 7,050,000 | 10,378,000 | 13,585,000 |
| Interest expense | 1,186,000 | 2,293,000 | 3,170,000 | 3,977,000 |
| Net interest income | 2,437,000 | 4,757,000 | 7,208,000 | 9,608,000 |
| Noninterest income | 194,000 | 386,000 | 567,000 | 22,000 |
| Noninterest expense | 1,969,000 | 4,309,000 | 6,261,000 | 8,351,000 |
| Provision for loan losses | 1,200,000 | 2,200,000 | 2,650,000 | 5,045,000 |
| Pretax income | -398,000 | -1,123,000 | -554,000 | -2,917,000 |
| Income tax | -13,000 | -38,000 | -19,000 | -68,000 |
| Net income | -385,000 | -1,085,000 | -535,000 | -2,849,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,011,000 | 19,310,000 | 20,860,000 | 20,954,000 |
| Total capital | 20,496,000 | 21,739,000 | 23,206,000 | 23,183,000 |
| Risk-weighted assets | 197,473,000 | 192,347,000 | 186,065,000 | 176,703,000 |