Call reports 2008
C3BANK, NATIONAL ASSOCIATION — 2008
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 246,595,000 | 247,307,000 | 252,682,000 | 243,821,000 |
| Total loans | 184,945,000 | 189,174,000 | 189,620,000 | 190,566,000 |
| Allowance for loan losses | 2,023,000 | 2,328,000 | 2,682,000 | 3,807,000 |
| Securities available for sale | 48,508,000 | 45,571,000 | 44,107,000 | 44,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,687,000 | 170,298,000 | 178,904,000 | 170,142,000 |
| Interest-bearing deposits | 138,160,000 | 128,924,000 | 139,631,000 | 128,746,000 |
| Noninterest-bearing deposits | 39,527,000 | 41,374,000 | 39,273,000 | 41,396,000 |
| Equity capital | 19,408,000 | 18,989,000 | 19,975,000 | 18,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,455,000 | 8,516,000 | 12,537,000 | 16,559,000 |
| Interest expense | 1,746,000 | 3,117,000 | 4,442,000 | 5,798,000 |
| Net interest income | 2,709,000 | 5,399,000 | 8,095,000 | 10,761,000 |
| Noninterest income | 230,000 | 502,000 | 795,000 | 996,000 |
| Noninterest expense | 2,184,000 | 4,364,000 | 6,298,000 | 8,488,000 |
| Provision for loan losses | 230,000 | 566,000 | 1,066,000 | 2,904,000 |
| Pretax income | 525,000 | 971,000 | 1,488,000 | 327,000 |
| Income tax | 18,000 | 34,000 | 53,000 | 45,000 |
| Net income | 507,000 | 937,000 | 1,435,000 | 282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,920,000 | 19,350,000 | 19,848,000 | 18,395,000 |
| Total capital | 20,945,000 | 21,680,000 | 22,361,000 | 20,903,000 |
| Risk-weighted assets | 195,188,000 | 197,962,000 | 200,836,000 | 199,315,000 |