Call reports 2007
C3BANK, NATIONAL ASSOCIATION — 2007
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 111,829,000 | 121,206,000 | 128,090,000 | 244,789,000 |
| Total loans | 75,567,000 | 82,389,000 | 90,905,000 | 178,173,000 |
| Allowance for loan losses | 944,000 | 984,000 | 1,039,000 | 2,067,000 |
| Securities available for sale | 29,777,000 | 31,487,000 | 31,485,000 | 52,416,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,613,000 | 98,550,000 | 99,870,000 | 177,651,000 |
| Interest-bearing deposits | 67,943,000 | 71,988,000 | 73,387,000 | 133,422,000 |
| Noninterest-bearing deposits | 28,670,000 | 26,562,000 | 26,483,000 | 44,229,000 |
| Equity capital | 8,761,000 | 8,477,000 | 9,233,000 | 18,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,836,000 | 3,908,000 | 6,291,000 | 16,129,000 |
| Interest expense | 740,000 | 1,535,000 | 2,467,000 | 6,585,000 |
| Net interest income | 1,096,000 | 2,373,000 | 3,824,000 | 9,544,000 |
| Noninterest income | 102,000 | 206,000 | 312,000 | 1,154,000 |
| Noninterest expense | 973,000 | 2,048,000 | 3,303,000 | 9,231,000 |
| Provision for loan losses | 40,000 | 80,000 | 135,000 | 470,000 |
| Pretax income | 185,000 | 451,000 | 698,000 | 1,000,000 |
| Income tax | 5,000 | 14,000 | 24,000 | 37,000 |
| Net income | 180,000 | 437,000 | 674,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,109,000 | 9,366,000 | 9,603,000 | 18,413,000 |
| Total capital | 10,054,000 | 10,351,000 | 10,643,000 | 20,482,000 |
| Risk-weighted assets | 83,216,000 | 89,257,000 | 97,541,000 | 191,124,000 |