Call reports 2006
C3BANK, NATIONAL ASSOCIATION — 2006
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 106,779,000 | 109,147,000 | 110,527,000 | 112,253,000 |
| Total loans | 66,152,000 | 69,235,000 | 71,447,000 | 75,446,000 |
| Allowance for loan losses | 1,053,000 | 904,000 | 904,000 | 904,000 |
| Securities available for sale | 33,413,000 | 32,040,000 | 31,214,000 | 30,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,225,000 | 90,803,000 | 94,275,000 | 89,438,000 |
| Interest-bearing deposits | 59,263,000 | 63,475,000 | 63,754,000 | 62,378,000 |
| Noninterest-bearing deposits | 31,962,000 | 27,328,000 | 30,521,000 | 27,060,000 |
| Equity capital | 8,210,000 | 8,149,000 | 8,276,000 | 8,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,627,000 | 3,310,000 | 5,127,000 | 6,957,000 |
| Interest expense | 437,000 | 968,000 | 1,564,000 | 2,212,000 |
| Net interest income | 1,190,000 | 2,342,000 | 3,563,000 | 4,745,000 |
| Noninterest income | 134,000 | 259,000 | 376,000 | 492,000 |
| Noninterest expense | 961,000 | 1,958,000 | 3,195,000 | 4,477,000 |
| Provision for loan losses | 0 | -150,000 | -150,000 | -150,000 |
| Pretax income | 363,000 | 819,000 | 920,000 | 936,000 |
| Income tax | -2,000 | 15,000 | 19,000 | 19,000 |
| Net income | 365,000 | 804,000 | 901,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,877,000 | 9,316,000 | 8,913,000 | 8,929,000 |
| Total capital | 9,808,000 | 10,221,000 | 9,818,000 | 9,834,000 |
| Risk-weighted assets | 74,382,000 | 77,325,000 | 79,168,000 | 83,352,000 |