Call reports 2005
C3BANK, NATIONAL ASSOCIATION — 2005
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 113,683,000 | 111,612,000 | 108,376,000 | 101,955,000 |
| Total loans | 74,088,000 | 72,611,000 | 70,654,000 | 64,132,000 |
| Allowance for loan losses | 1,054,000 | 1,054,000 | 1,054,000 | 1,053,000 |
| Securities available for sale | 31,889,000 | 30,916,000 | 30,870,000 | 31,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,152,000 | 89,941,000 | 90,904,000 | 89,619,000 |
| Interest-bearing deposits | 57,278,000 | 57,809,000 | 58,243,000 | 59,919,000 |
| Noninterest-bearing deposits | 32,874,000 | 32,132,000 | 32,661,000 | 29,700,000 |
| Equity capital | 8,495,000 | 8,982,000 | 8,816,000 | 7,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,685,000 | 3,452,000 | 5,198,000 | 6,812,000 |
| Interest expense | 276,000 | 625,000 | 975,000 | 1,342,000 |
| Net interest income | 1,409,000 | 2,827,000 | 4,223,000 | 5,470,000 |
| Noninterest income | 140,000 | 296,000 | 440,000 | 557,000 |
| Noninterest expense | 890,000 | 1,764,000 | 2,766,000 | 3,783,000 |
| Provision for loan losses | 32,000 | 32,000 | 32,000 | 32,000 |
| Pretax income | 627,000 | 1,327,000 | 1,865,000 | 2,212,000 |
| Income tax | 22,000 | 46,000 | 65,000 | 75,000 |
| Net income | 605,000 | 1,281,000 | 1,800,000 | 2,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,630,000 | 8,956,000 | 8,975,000 | 8,512,000 |
| Total capital | 9,661,000 | 9,987,000 | 9,963,000 | 9,422,000 |
| Risk-weighted assets | 82,836,000 | 82,468,000 | 78,985,000 | 72,631,000 |