Call reports 2004
C3BANK, NATIONAL ASSOCIATION — 2004
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 99,455,000 | 97,458,000 | 106,064,000 | 109,744,000 |
| Total loans | 67,843,000 | 68,164,000 | 71,861,000 | 74,346,000 |
| Allowance for loan losses | 879,000 | 945,000 | 997,000 | 1,007,000 |
| Securities available for sale | 21,397,000 | 22,826,000 | 28,352,000 | 30,168,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,845,000 | 83,009,000 | 87,417,000 | 83,951,000 |
| Interest-bearing deposits | 52,098,000 | 51,244,000 | 53,555,000 | 55,552,000 |
| Noninterest-bearing deposits | 34,747,000 | 31,765,000 | 33,862,000 | 28,399,000 |
| Equity capital | 8,436,000 | 8,228,000 | 8,428,000 | 8,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,436,000 | 2,911,000 | 4,463,000 | 6,105,000 |
| Interest expense | 139,000 | 287,000 | 456,000 | 687,000 |
| Net interest income | 1,297,000 | 2,624,000 | 4,007,000 | 5,418,000 |
| Noninterest income | 152,000 | 379,000 | 536,000 | 675,000 |
| Noninterest expense | 859,000 | 1,751,000 | 2,739,000 | 3,916,000 |
| Provision for loan losses | 54,000 | 120,000 | 172,000 | 182,000 |
| Pretax income | 537,000 | 1,151,000 | 1,651,000 | 2,018,000 |
| Income tax | 18,000 | 40,000 | 58,000 | 71,000 |
| Net income | 519,000 | 1,111,000 | 1,593,000 | 1,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,757,000 | 8,349,000 | 8,073,000 | 8,025,000 |
| Total capital | 8,636,000 | 9,244,000 | 9,028,000 | 9,021,000 |
| Risk-weighted assets | 72,164,000 | 71,418,000 | 76,381,000 | 79,632,000 |