Call reports 2003
C3BANK, NATIONAL ASSOCIATION — 2003
What C3BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 80,284,000 | 81,659,000 | 87,274,000 | 93,828,000 |
| Total loans | 54,579,000 | 56,247,000 | 59,079,000 | 63,571,000 |
| Allowance for loan losses | 803,000 | 784,000 | 794,000 | 815,000 |
| Securities available for sale | 16,394,000 | 16,621,000 | 21,606,000 | 23,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,450,000 | 70,425,000 | 72,680,000 | 74,380,000 |
| Interest-bearing deposits | 39,866,000 | 40,692,000 | 41,446,000 | 44,219,000 |
| Noninterest-bearing deposits | 31,584,000 | 29,733,000 | 31,234,000 | 30,161,000 |
| Equity capital | 8,025,000 | 8,285,000 | 7,957,000 | 7,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,250,000 | 2,480,000 | 3,809,000 | 5,152,000 |
| Interest expense | 113,000 | 224,000 | 335,000 | 458,000 |
| Net interest income | 1,137,000 | 2,256,000 | 3,474,000 | 4,694,000 |
| Noninterest income | 144,000 | 291,000 | 482,000 | 595,000 |
| Noninterest expense | 780,000 | 1,548,000 | 2,453,000 | 3,518,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 501,000 | 999,000 | 1,493,000 | 1,792,000 |
| Income tax | 18,000 | 35,000 | 52,000 | 63,000 |
| Net income | 483,000 | 964,000 | 1,441,000 | 1,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,331,000 | 7,493,000 | 7,470,000 | 7,238,000 |
| Total capital | 8,128,000 | 8,277,000 | 8,264,000 | 8,053,000 |
| Risk-weighted assets | 63,717,000 | 64,590,000 | 67,833,000 | 68,790,000 |