Call reports 2011
FIRST NATIONAL BANK OF CARROLLTON, THE — 2011
What FIRST NATIONAL BANK OF CARROLLTON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 47,018,000 | 47,834,000 | 45,221,000 | 50,086,000 |
| Total loans | 15,786,000 | 15,496,000 | 15,442,000 | 15,120,000 |
| Allowance for loan losses | 371,000 | 328,000 | 325,000 | 326,000 |
| Securities available for sale | 21,570,000 | 21,263,000 | 19,678,000 | 20,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,827,000 | 41,423,000 | 38,770,000 | 43,862,000 |
| Interest-bearing deposits | 34,950,000 | 34,643,000 | 32,198,000 | 36,650,000 |
| Noninterest-bearing deposits | 5,877,000 | 6,780,000 | 6,572,000 | 7,212,000 |
| Equity capital | 4,872,000 | 5,105,000 | 5,144,000 | 4,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 411,000 | 798,000 | 1,167,000 | 1,526,000 |
| Interest expense | 63,000 | 124,000 | 183,000 | 237,000 |
| Net interest income | 348,000 | 674,000 | 984,000 | 1,289,000 |
| Noninterest income | 28,000 | 59,000 | 92,000 | 118,000 |
| Noninterest expense | 229,000 | 453,000 | 668,000 | 898,000 |
| Provision for loan losses | 0 | 22,000 | 22,000 | 22,000 |
| Pretax income | 147,000 | 258,000 | 386,000 | 487,000 |
| Income tax | -5,000 | -3,000 | 0 | 2,000 |
| Net income | 152,000 | 261,000 | 386,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,633,000 | 4,629,000 | 4,671,000 | 4,600,000 |
| Total capital | 4,907,000 | 4,900,000 | 4,939,000 | 4,870,000 |
| Risk-weighted assets | 21,106,000 | 20,871,000 | 20,668,000 | 20,854,000 |