Call reports 2009
FIRST NATIONAL BANK OF CARROLLTON, THE — 2009
What FIRST NATIONAL BANK OF CARROLLTON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 43,484,000 | 43,207,000 | 42,741,000 | 47,700,000 |
| Total loans | 15,503,000 | 18,002,000 | 19,205,000 | 19,191,000 |
| Allowance for loan losses | 725,000 | 726,000 | 712,000 | 381,000 |
| Securities available for sale | 23,615,000 | 21,154,000 | 20,247,000 | 20,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,218,000 | 36,682,000 | 35,838,000 | 41,301,000 |
| Interest-bearing deposits | 33,340,000 | 32,084,000 | 31,109,000 | 35,213,000 |
| Noninterest-bearing deposits | 4,878,000 | 4,598,000 | 4,728,000 | 6,087,000 |
| Equity capital | 4,741,000 | 4,827,000 | 5,084,000 | 4,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 523,000 | 1,076,000 | 1,598,000 | 2,112,000 |
| Interest expense | 107,000 | 212,000 | 305,000 | 388,000 |
| Net interest income | 416,000 | 864,000 | 1,293,000 | 1,724,000 |
| Noninterest income | 29,000 | 61,000 | 100,000 | 136,000 |
| Noninterest expense | 207,000 | 444,000 | 663,000 | 940,000 |
| Provision for loan losses | 0 | 0 | 0 | -330,000 |
| Pretax income | 238,000 | 481,000 | 730,000 | 750,000 |
| Income tax | -20,000 | -19,000 | -19,000 | -19,000 |
| Net income | 258,000 | 500,000 | 749,000 | 769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,335,000 | 4,415,000 | 4,502,000 | 4,284,000 |
| Total capital | 4,605,000 | 4,714,000 | 4,809,000 | 4,597,000 |
| Risk-weighted assets | 21,117,000 | 23,495,000 | 24,091,000 | 24,943,000 |