Call reports 2008
FIRST NATIONAL BANK OF CARROLLTON, THE — 2008
What FIRST NATIONAL BANK OF CARROLLTON, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 38,279,000 | 38,787,000 | 39,002,000 | 46,387,000 |
| Total loans | 15,189,000 | 15,390,000 | 15,317,000 | 15,504,000 |
| Allowance for loan losses | 718,000 | 719,000 | 721,000 | 725,000 |
| Securities available for sale | 18,050,000 | 19,437,000 | 21,017,000 | 21,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,168,000 | 33,595,000 | 33,816,000 | 41,301,000 |
| Interest-bearing deposits | 29,003,000 | 29,981,000 | 29,675,000 | 35,754,000 |
| Noninterest-bearing deposits | 4,165,000 | 3,614,000 | 4,141,000 | 5,547,000 |
| Equity capital | 3,986,000 | 3,799,000 | 4,054,000 | 4,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 581,000 | 1,094,000 | 2,011,000 | 2,543,000 |
| Interest expense | 216,000 | 387,000 | 539,000 | 670,000 |
| Net interest income | 365,000 | 707,000 | 1,472,000 | 1,873,000 |
| Noninterest income | 35,000 | 70,000 | 106,000 | 141,000 |
| Noninterest expense | 195,000 | 386,000 | 592,000 | 826,000 |
| Provision for loan losses | 0 | 0 | -135,000 | -135,000 |
| Pretax income | 205,000 | 391,000 | 1,072,000 | 1,274,000 |
| Income tax | -2,000 | 2,000 | 7,000 | 37,000 |
| Net income | 207,000 | 389,000 | 1,065,000 | 1,237,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,820,000 | 3,862,000 | 4,007,000 | 4,078,000 |
| Total capital | 4,071,000 | 4,116,000 | 4,259,000 | 4,349,000 |
| Risk-weighted assets | 19,578,000 | 19,887,000 | 19,714,000 | 21,196,000 |