Call reports 2007
FIRST NATIONAL BANK OF CARROLLTON, THE — 2007
What FIRST NATIONAL BANK OF CARROLLTON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 35,436,000 | 34,428,000 | 34,648,000 | 39,937,000 |
| Total loans | 14,917,000 | 15,635,000 | 16,100,000 | 16,486,000 |
| Allowance for loan losses | 722,000 | 720,000 | 720,000 | 720,000 |
| Securities available for sale | 18,375,000 | 17,096,000 | 15,834,000 | 18,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,012,000 | 29,857,000 | 30,099,000 | 35,407,000 |
| Interest-bearing deposits | 27,697,000 | 26,432,000 | 26,928,000 | 31,473,000 |
| Noninterest-bearing deposits | 3,315,000 | 3,426,000 | 3,171,000 | 3,934,000 |
| Equity capital | 3,396,000 | 3,391,000 | 3,624,000 | 3,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,027,000 | 1,542,000 | 2,073,000 |
| Interest expense | 219,000 | 432,000 | 643,000 | 848,000 |
| Net interest income | 293,000 | 595,000 | 899,000 | 1,225,000 |
| Noninterest income | 39,000 | 79,000 | 116,000 | 149,000 |
| Noninterest expense | 199,000 | 389,000 | 574,000 | 805,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 285,000 | 441,000 | 569,000 |
| Income tax | 11,000 | 16,000 | 20,000 | 36,000 |
| Net income | 122,000 | 269,000 | 421,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,571,000 | 3,635,000 | 3,704,000 | 3,614,000 |
| Total capital | 3,811,000 | 3,880,000 | 3,952,000 | 3,880,000 |
| Risk-weighted assets | 18,700,000 | 19,303,000 | 19,602,000 | 20,896,000 |