Call reports 2006
FIRST NATIONAL BANK OF CARROLLTON, THE — 2006
What FIRST NATIONAL BANK OF CARROLLTON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 35,494,000 | 35,845,000 | 35,879,000 | 39,208,000 |
| Total loans | 13,382,000 | 13,909,000 | 14,876,000 | 15,293,000 |
| Allowance for loan losses | 721,000 | 721,000 | 722,000 | 722,000 |
| Securities available for sale | 20,051,000 | 20,222,000 | 18,461,000 | 19,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,412,000 | 31,129,000 | 31,594,000 | 34,961,000 |
| Interest-bearing deposits | 27,791,000 | 27,393,000 | 28,587,000 | 30,727,000 |
| Noninterest-bearing deposits | 3,621,000 | 3,736,000 | 3,008,000 | 4,234,000 |
| Equity capital | 3,046,000 | 2,985,000 | 3,255,000 | 3,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 936,000 | 1,416,000 | 1,926,000 |
| Interest expense | 184,000 | 379,000 | 578,000 | 791,000 |
| Net interest income | 287,000 | 557,000 | 838,000 | 1,135,000 |
| Noninterest income | 32,000 | 71,000 | 101,000 | 134,000 |
| Noninterest expense | 189,000 | 371,000 | 560,000 | 785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 257,000 | 379,000 | 484,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 129,000 | 256,000 | 378,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,433,000 | 3,477,000 | 3,515,000 | 3,451,000 |
| Total capital | 3,661,000 | 3,717,000 | 3,758,000 | 3,703,000 |
| Risk-weighted assets | 17,810,000 | 18,497,000 | 18,986,000 | 19,747,000 |