Call reports 2005
FIRST NATIONAL BANK OF CARROLLTON, THE — 2005
What FIRST NATIONAL BANK OF CARROLLTON, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 36,489,000 | 35,873,000 | 35,187,000 | 39,225,000 |
| Total loans | 13,052,000 | 12,956,000 | 14,076,000 | 14,518,000 |
| Allowance for loan losses | 718,000 | 719,000 | 720,000 | 720,000 |
| Securities available for sale | 19,825,000 | 19,666,000 | 18,368,000 | 19,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,548,000 | 31,790,000 | 31,233,000 | 35,210,000 |
| Interest-bearing deposits | 28,864,000 | 27,730,000 | 27,315,000 | 30,391,000 |
| Noninterest-bearing deposits | 3,684,000 | 4,060,000 | 3,918,000 | 4,820,000 |
| Equity capital | 2,933,000 | 3,099,000 | 3,018,000 | 2,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 417,000 | 835,000 | 1,260,000 | 1,715,000 |
| Interest expense | 126,000 | 255,000 | 392,000 | 541,000 |
| Net interest income | 291,000 | 580,000 | 868,000 | 1,174,000 |
| Noninterest income | 34,000 | 70,000 | 103,000 | 137,000 |
| Noninterest expense | 189,000 | 378,000 | 576,000 | 794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 259,000 | 382,000 | 504,000 |
| Income tax | -4,000 | -4,000 | -4,000 | -4,000 |
| Net income | 140,000 | 263,000 | 386,000 | 508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,263,000 | 3,260,000 | 3,284,000 | 3,305,000 |
| Total capital | 3,493,000 | 3,489,000 | 3,519,000 | 3,552,000 |
| Risk-weighted assets | 17,981,000 | 17,588,000 | 18,329,000 | 19,301,000 |