Call reports 2004
FIRST NATIONAL BANK OF CARROLLTON, THE — 2004
What FIRST NATIONAL BANK OF CARROLLTON, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 35,498,000 | 35,215,000 | 34,741,000 | 39,155,000 |
| Total loans | 12,861,000 | 13,520,000 | 12,858,000 | 13,454,000 |
| Allowance for loan losses | 727,000 | 724,000 | 717,000 | 714,000 |
| Securities available for sale | 19,791,000 | 19,515,000 | 19,546,000 | 18,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,948,000 | 30,168,000 | 30,569,000 | 35,174,000 |
| Interest-bearing deposits | 27,566,000 | 26,343,000 | 26,812,000 | 29,797,000 |
| Noninterest-bearing deposits | 3,382,000 | 3,825,000 | 3,757,000 | 5,377,000 |
| Equity capital | 3,178,000 | 2,854,000 | 3,054,000 | 2,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 367,000 | 763,000 | 1,140,000 | 1,544,000 |
| Interest expense | 100,000 | 193,000 | 295,000 | 402,000 |
| Net interest income | 267,000 | 570,000 | 845,000 | 1,142,000 |
| Noninterest income | 36,000 | 75,000 | 121,000 | 151,000 |
| Noninterest expense | 181,000 | 369,000 | 558,000 | 785,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 140,000 | 289,000 | 415,000 | 515,000 |
| Income tax | -11,000 | -10,000 | -11,000 | -11,000 |
| Net income | 151,000 | 299,000 | 426,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,027,000 | 3,076,000 | 3,112,000 | 3,123,000 |
| Total capital | 3,252,000 | 3,305,000 | 3,336,000 | 3,365,000 |
| Risk-weighted assets | 17,482,000 | 17,878,000 | 17,433,000 | 18,894,000 |