Call reports 2003
FIRST NATIONAL BANK OF CARROLLTON, THE — 2003
What FIRST NATIONAL BANK OF CARROLLTON, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 34,247,000 | 33,645,000 | 34,067,000 | 37,176,000 |
| Total loans | 14,027,000 | 13,540,000 | 12,915,000 | 13,465,000 |
| Allowance for loan losses | 745,000 | 724,000 | 725,000 | 726,000 |
| Securities available for sale | 15,703,000 | 15,762,000 | 16,513,000 | 18,728,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,966,000 | 28,544,000 | 29,553,000 | 32,875,000 |
| Interest-bearing deposits | 26,311,000 | 25,397,000 | 26,009,000 | 28,656,000 |
| Noninterest-bearing deposits | 2,655,000 | 3,147,000 | 3,544,000 | 4,219,000 |
| Equity capital | 3,187,000 | 3,198,000 | 3,158,000 | 2,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 418,000 | 794,000 | 1,170,000 | 1,561,000 |
| Interest expense | 150,000 | 279,000 | 388,000 | 487,000 |
| Net interest income | 268,000 | 515,000 | 782,000 | 1,074,000 |
| Noninterest income | 33,000 | 69,000 | 106,000 | 137,000 |
| Noninterest expense | 125,000 | 313,000 | 495,000 | 779,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 271,000 | 393,000 | 432,000 |
| Income tax | 213,000 | 213,000 | 216,000 | 207,000 |
| Net income | -37,000 | 58,000 | 177,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,876,000 | 2,972,000 | 3,003,000 | 2,877,000 |
| Total capital | 3,104,000 | 3,192,000 | 3,222,000 | 3,108,000 |
| Risk-weighted assets | 17,708,000 | 17,147,000 | 17,044,000 | 17,954,000 |