Call reports 2002
FIRST NATIONAL BANK OF CARROLLTON, THE — 2002
What FIRST NATIONAL BANK OF CARROLLTON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,071,000 | 34,171,000 | 32,980,000 | 35,404,000 |
| Total loans | 16,056,000 | 15,941,000 | 15,760,000 | 15,475,000 |
| Allowance for loan losses | 744,000 | 745,000 | 745,000 | 744,000 |
| Securities available for sale | 12,747,000 | 13,841,000 | 13,238,000 | 15,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,027,000 | 27,766,000 | 26,817,000 | 30,296,000 |
| Interest-bearing deposits | 25,517,000 | 24,727,000 | 24,128,000 | 26,577,000 |
| Noninterest-bearing deposits | 3,510,000 | 3,039,000 | 2,689,000 | 3,719,000 |
| Equity capital | 3,952,000 | 4,128,000 | 4,273,000 | 3,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,040,000 | 1,530,000 | 1,968,000 |
| Interest expense | 200,000 | 386,000 | 559,000 | 712,000 |
| Net interest income | 334,000 | 654,000 | 971,000 | 1,256,000 |
| Noninterest income | 24,000 | 49,000 | 87,000 | 115,000 |
| Noninterest expense | 185,000 | 384,000 | 563,000 | 770,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 173,000 | 319,000 | 495,000 | 608,000 |
| Income tax | 58,000 | 89,000 | 142,000 | 177,000 |
| Net income | 115,000 | 230,000 | 353,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,807,000 | 3,912,000 | 4,035,000 | 2,913,000 |
| Total capital | 4,049,000 | 4,151,000 | 4,282,000 | 3,160,000 |
| Risk-weighted assets | 18,852,000 | 18,597,000 | 19,260,000 | 19,291,000 |