Call reports 2001
FIRST NATIONAL BANK OF CARROLLTON, THE — 2001
What FIRST NATIONAL BANK OF CARROLLTON, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,695,000 | 32,866,000 | 33,776,000 | 38,483,000 |
| Total loans | 17,111,000 | 17,783,000 | 17,452,000 | 17,539,000 |
| Allowance for loan losses | 760,000 | 761,000 | 762,000 | 757,000 |
| Securities available for sale | 12,598,000 | 12,264,000 | 12,051,000 | 11,564,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,759,000 | 26,878,000 | 27,570,000 | 32,255,000 |
| Interest-bearing deposits | 26,200,000 | 24,262,000 | 25,120,000 | 26,822,000 |
| Noninterest-bearing deposits | 2,559,000 | 2,616,000 | 2,450,000 | 5,433,000 |
| Equity capital | 3,753,000 | 3,889,000 | 4,088,000 | 4,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,256,000 | 1,853,000 | 2,411,000 |
| Interest expense | 308,000 | 584,000 | 845,000 | 1,076,000 |
| Net interest income | 353,000 | 672,000 | 1,008,000 | 1,335,000 |
| Noninterest income | 21,000 | 52,000 | 81,000 | 111,000 |
| Noninterest expense | 170,000 | 339,000 | 514,000 | 706,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 385,000 | 575,000 | 740,000 |
| Income tax | 67,000 | 128,000 | 191,000 | 245,000 |
| Net income | 137,000 | 257,000 | 384,000 | 495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,590,000 | 3,710,000 | 3,837,000 | 3,948,000 |
| Total capital | 3,838,000 | 3,960,000 | 4,094,000 | 4,214,000 |
| Risk-weighted assets | 19,920,000 | 20,086,000 | 19,976,000 | 20,796,000 |