Call report 2008Q4
CITIZENS STATE BANK — 2008Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 67,107,000 | USD | evidence → |
| Total loans | 53,431,000 | USD | evidence → |
| Allowance for loan losses | 324,000 | USD | evidence → |
| Securities available for sale | 2,731,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 53,053,000 | USD | evidence → |
| Interest-bearing deposits | 46,480,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,573,000 | USD | evidence → |
| Equity capital | 8,897,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,144,000 | USD | evidence → |
| Interest expense | 1,824,000 | USD | evidence → |
| Net interest income | 2,320,000 | USD | evidence → |
| Noninterest income | 748,000 | USD | evidence → |
| Noninterest expense | 2,225,000 | USD | evidence → |
| Provision for loan losses | 210,000 | USD | evidence → |
| Pretax income | 633,000 | USD | evidence → |
| Income tax | 228,000 | USD | evidence → |
| Net income | 405,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,577,000 | USD | evidence → |
| Total capital | 6,901,000 | USD | evidence → |
| Risk-weighted assets | 53,674,000 | USD | evidence → |