Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 60,839,000 | USD | evidence → |
| Total loans | 48,766,000 | USD | evidence → |
| Allowance for loan losses | 443,000 | USD | evidence → |
| Securities available for sale | 3,479,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 43,808,000 | USD | evidence → |
| Interest-bearing deposits | 38,144,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,664,000 | USD | evidence → |
| Equity capital | 6,984,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,210,000 | USD | evidence → |
| Interest expense | 1,146,000 | USD | evidence → |
| Net interest income | 2,064,000 | USD | evidence → |
| Noninterest income | 492,000 | USD | evidence → |
| Noninterest expense | 1,782,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 744,000 | USD | evidence → |
| Income tax | 267,000 | USD | evidence → |
| Net income | 477,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,562,000 | USD | evidence → |
| Total capital | 5,005,000 | USD | evidence → |
| Risk-weighted assets | 49,816,000 | USD | evidence → |