Call reports 2003
FIRST STATE BANK, COLORADO SPRINGS — 2003
What FIRST STATE BANK, COLORADO SPRINGS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,167,000 | 15,306,000 | 15,366,000 | 14,410,000 |
| Total loans | 10,734,000 | 9,662,000 | 9,776,000 | 9,401,000 |
| Allowance for loan losses | 240,000 | 243,000 | 255,000 | 243,000 |
| Securities available for sale | 1,190,000 | 995,000 | 1,491,000 | 1,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,619,000 | 13,149,000 | 13,133,000 | 12,254,000 |
| Interest-bearing deposits | 10,332,000 | 10,937,000 | 10,218,000 | 9,421,000 |
| Noninterest-bearing deposits | 2,287,000 | 2,212,000 | 2,915,000 | 2,833,000 |
| Equity capital | 1,680,000 | 1,676,000 | 1,726,000 | 1,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 218,000 | 422,000 | 630,000 | 819,000 |
| Interest expense | 59,000 | 116,000 | 167,000 | 210,000 |
| Net interest income | 159,000 | 306,000 | 463,000 | 609,000 |
| Noninterest income | 161,000 | 361,000 | 556,000 | 602,000 |
| Noninterest expense | 283,000 | 611,000 | 889,000 | 1,103,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 22,000 | 26,000 | 85,000 | 48,000 |
| Income tax | 0 | 14,000 | 20,000 | 8,000 |
| Net income | 22,000 | 12,000 | 65,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,624,000 | 1,615,000 | 1,669,000 | 1,644,000 |
| Total capital | 1,782,000 | 1,763,000 | 1,817,000 | 1,788,000 |
| Risk-weighted assets | 12,545,000 | 11,709,000 | 11,753,000 | 11,389,000 |