Call reports 2002
FIRST STATE BANK, COLORADO SPRINGS — 2002
What FIRST STATE BANK, COLORADO SPRINGS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,937,000 | 16,394,000 | 16,458,000 | 15,427,000 |
| Total loans | 9,639,000 | 10,350,000 | 10,185,000 | 10,449,000 |
| Allowance for loan losses | 198,000 | 211,000 | 222,000 | 237,000 |
| Securities available for sale | 1,612,000 | 1,569,000 | 1,261,000 | 1,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,678,000 | 14,142,000 | 14,151,000 | 13,090,000 |
| Interest-bearing deposits | 11,032,000 | 12,182,000 | 11,490,000 | 10,498,000 |
| Noninterest-bearing deposits | 1,647,000 | 1,961,000 | 2,661,000 | 2,592,000 |
| Equity capital | 1,534,000 | 1,527,000 | 1,557,000 | 1,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 221,000 | 481,000 | 750,000 | 1,000,000 |
| Interest expense | 85,000 | 178,000 | 257,000 | 332,000 |
| Net interest income | 136,000 | 303,000 | 493,000 | 668,000 |
| Noninterest income | 115,000 | 198,000 | 290,000 | 480,000 |
| Noninterest expense | 202,000 | 442,000 | 666,000 | 933,000 |
| Provision for loan losses | 12,000 | 27,000 | 42,000 | 57,000 |
| Pretax income | 37,000 | 32,000 | 75,000 | 158,000 |
| Income tax | 0 | 0 | 13,000 | 14,000 |
| Net income | 37,000 | 32,000 | 62,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,495,000 | 1,490,000 | 1,519,000 | 1,602,000 |
| Total capital | 1,640,000 | 1,647,000 | 1,677,000 | 1,763,000 |
| Risk-weighted assets | 11,516,000 | 12,521,000 | 12,546,000 | 12,786,000 |