Call reports 2001
FRONTIER STATE BANK — 2001
What FRONTIER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 101,724,000 | 100,251,000 | 103,151,000 | 99,272,000 |
| Total loans | 76,452,000 | 72,829,000 | 68,101,000 | 67,244,000 |
| Allowance for loan losses | 1,041,000 | 1,614,000 | 1,598,000 | 1,708,000 |
| Securities available for sale | 12,323,000 | 14,359,000 | 18,979,000 | 19,094,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,568,000 | 92,343,000 | 94,840,000 | 91,371,000 |
| Interest-bearing deposits | 72,161,000 | 70,409,000 | 69,582,000 | 67,833,000 |
| Noninterest-bearing deposits | 21,407,000 | 21,934,000 | 25,258,000 | 23,538,000 |
| Equity capital | 7,538,000 | 7,345,000 | 7,714,000 | 7,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,074,000 | 4,069,000 | 5,943,000 | 7,609,000 |
| Interest expense | 732,000 | 1,362,000 | 1,923,000 | 2,395,000 |
| Net interest income | 1,342,000 | 2,707,000 | 4,020,000 | 5,214,000 |
| Noninterest income | 336,000 | 745,000 | 1,581,000 | 1,940,000 |
| Noninterest expense | 1,528,000 | 3,065,000 | 4,674,000 | 6,500,000 |
| Provision for loan losses | 247,000 | 830,000 | 920,000 | 1,458,000 |
| Pretax income | -94,000 | -440,000 | 10,000 | -801,000 |
| Income tax | -48,000 | -199,000 | -20,000 | -212,000 |
| Net income | -46,000 | -241,000 | 30,000 | -589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,499,000 | 7,306,000 | 7,607,000 | 6,992,000 |
| Total capital | 8,506,000 | 8,318,000 | 8,547,000 | 7,889,000 |
| Risk-weighted assets | 80,499,000 | 80,540,000 | 74,648,000 | 70,938,000 |