Call reports 2003
PACIFICA BANK — 2003
What PACIFICA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 156,658,000 | 158,399,000 | 162,839,000 | 161,855,000 |
| Total loans | 106,083,000 | 110,148,000 | 109,455,000 | 116,770,000 |
| Allowance for loan losses | 2,944,000 | 2,579,000 | 2,598,000 | 2,230,000 |
| Securities available for sale | 18,496,000 | 21,350,000 | 31,410,000 | 27,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,666,000 | 142,598,000 | 143,339,000 | 133,738,000 |
| Interest-bearing deposits | 129,224,000 | 129,441,000 | 126,866,000 | 118,863,000 |
| Noninterest-bearing deposits | 12,442,000 | 13,157,000 | 16,473,000 | 14,875,000 |
| Equity capital | 13,930,000 | 14,341,000 | 14,450,000 | 15,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,367,000 | 4,727,000 | 7,112,000 | 9,554,000 |
| Interest expense | 753,000 | 1,455,000 | 2,102,000 | 2,682,000 |
| Net interest income | 1,614,000 | 3,272,000 | 5,010,000 | 6,872,000 |
| Noninterest income | 167,000 | 303,000 | 482,000 | 681,000 |
| Noninterest expense | 1,531,000 | 3,189,000 | 4,851,000 | 6,846,000 |
| Provision for loan losses | 0 | -90,000 | -90,000 | -900,000 |
| Pretax income | 283,000 | 585,000 | 850,000 | 1,766,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 585,000 | 850,000 | 1,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,878,000 | 14,205,000 | 14,471,000 | 15,386,000 |
| Total capital | 15,440,000 | 15,846,000 | 16,157,000 | 17,028,000 |
| Risk-weighted assets | 123,543,000 | 130,311,000 | 133,954,000 | 130,759,000 |