Call reports 2002
PACIFICA BANK — 2002
What PACIFICA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 165,159,000 | 161,792,000 | 162,029,000 | 163,329,000 |
| Total loans | 107,603,000 | 111,547,000 | 111,780,000 | 109,736,000 |
| Allowance for loan losses | 3,586,000 | 3,996,000 | 3,470,000 | 2,919,000 |
| Securities available for sale | 39,435,000 | 20,172,000 | 14,731,000 | 22,517,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,545,000 | 146,723,000 | 147,279,000 | 148,442,000 |
| Interest-bearing deposits | 138,168,000 | 136,694,000 | 132,877,000 | 134,361,000 |
| Noninterest-bearing deposits | 12,377,000 | 10,029,000 | 14,402,000 | 14,081,000 |
| Equity capital | 12,718,000 | 13,439,000 | 13,424,000 | 13,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,465,000 | 5,073,000 | 7,531,000 | 10,120,000 |
| Interest expense | 1,215,000 | 2,307,000 | 3,303,000 | 4,145,000 |
| Net interest income | 1,250,000 | 2,766,000 | 4,228,000 | 5,975,000 |
| Noninterest income | 135,000 | 284,000 | 432,000 | 620,000 |
| Noninterest expense | 1,518,000 | 3,113,000 | 4,824,000 | 6,573,000 |
| Provision for loan losses | 0 | -500,000 | -603,000 | -603,000 |
| Pretax income | -133,000 | 465,000 | 482,000 | 668,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -133,000 | 465,000 | 482,000 | 668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,868,000 | 13,466,000 | 13,408,000 | 13,595,000 |
| Total capital | 14,369,000 | 15,024,000 | 14,977,000 | 15,196,000 |
| Risk-weighted assets | 118,014,000 | 122,191,000 | 123,612,000 | 126,725,000 |