Call reports 2001
PACIFICA BANK — 2001
What PACIFICA BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 163,036,000 | 158,726,000 | 171,948,000 | 171,085,000 |
| Total loans | 114,485,000 | 115,661,000 | 109,076,000 | 105,878,000 |
| Allowance for loan losses | 2,150,000 | 2,000,000 | 2,040,000 | 3,530,000 |
| Securities available for sale | 17,246,000 | 16,328,000 | 42,529,000 | 33,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,230,000 | 140,717,000 | 155,331,000 | 156,389,000 |
| Interest-bearing deposits | 134,221,000 | 130,828,000 | 138,853,000 | 143,124,000 |
| Noninterest-bearing deposits | 10,009,000 | 9,889,000 | 16,478,000 | 13,264,000 |
| Equity capital | 15,622,000 | 15,205,000 | 13,877,000 | 12,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,310,000 | 6,490,000 | 9,568,000 | 12,308,000 |
| Interest expense | 1,806,000 | 3,668,000 | 5,500,000 | 7,004,000 |
| Net interest income | 1,504,000 | 2,822,000 | 4,068,000 | 5,304,000 |
| Noninterest income | 134,000 | 270,000 | 394,000 | 572,000 |
| Noninterest expense | 1,316,000 | 2,577,000 | 3,919,000 | 5,625,000 |
| Provision for loan losses | 844,000 | 1,794,000 | 3,253,000 | 4,642,000 |
| Pretax income | -98,000 | 383,000 | -1,006,000 | -2,659,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -98,000 | 383,000 | -1,006,000 | -2,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,794,000 | 15,124,000 | 13,734,000 | 12,081,000 |
| Total capital | 16,539,000 | 16,779,000 | 15,277,000 | 13,590,000 |
| Risk-weighted assets | 139,167,000 | 132,089,000 | 122,932,000 | 118,727,000 |