Call reports 2005
FLORIDA COMMUNITY BANK — 2005
What FLORIDA COMMUNITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 726,302,000 | 788,415,000 | 852,794,000 | 906,143,000 |
| Total loans | 610,444,000 | 668,573,000 | 743,068,000 | 791,610,000 |
| Allowance for loan losses | 9,814,000 | 9,879,000 | 9,931,000 | 11,523,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 67,174,000 | 65,316,000 | 63,169,000 | 61,033,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,983,000 | 648,796,000 | 688,153,000 | 737,840,000 |
| Interest-bearing deposits | 459,912,000 | 514,848,000 | 561,005,000 | 607,695,000 |
| Noninterest-bearing deposits | 130,071,000 | 133,948,000 | 127,148,000 | 130,145,000 |
| Equity capital | 66,393,000 | 71,289,000 | 75,946,000 | 79,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 11,706,000 | 25,332,000 | 40,402,000 | 57,823,000 |
| Interest expense | 3,012,000 | 6,674,000 | 11,060,000 | 16,672,000 |
| Net interest income | 8,694,000 | 18,658,000 | 29,342,000 | 41,151,000 |
| Noninterest income | 893,000 | 1,921,000 | 2,769,000 | 3,725,000 |
| Noninterest expense | 2,833,000 | 5,860,000 | 9,152,000 | 12,602,000 |
| Provision for loan losses | 0 | 0 | 32,000 | 1,762,000 |
| Pretax income | 6,754,000 | 14,719,000 | 22,927,000 | 30,512,000 |
| Income tax | 2,603,000 | 5,672,000 | 8,833,000 | 11,753,000 |
| Net income | 4,151,000 | 9,047,000 | 14,094,000 | 18,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,393,000 | 71,289,000 | 75,946,000 | 79,466,000 |
| Total capital | 74,847,000 | 80,585,000 | 85,877,000 | 90,415,000 |
| Risk-weighted assets | 674,979,000 | 743,088,000 | 835,224,000 | 875,347,000 |
Machine access — free, no API key
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