Call reports 2002
FLORIDA COMMUNITY BANK — 2002
What FLORIDA COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 427,849,000 | 444,735,000 | 459,096,000 | 520,944,000 |
| Total loans | 342,823,000 | 367,536,000 | 390,767,000 | 416,415,000 |
| Allowance for loan losses | 4,141,000 | 4,429,000 | 5,519,000 | 6,319,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 39,537,000 | 39,433,000 | 40,940,000 | 33,339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,411,000 | 375,933,000 | 373,817,000 | 424,121,000 |
| Interest-bearing deposits | 301,469,000 | 317,370,000 | 317,795,000 | 369,457,000 |
| Noninterest-bearing deposits | 54,943,000 | 58,563,000 | 56,023,000 | 54,664,000 |
| Equity capital | 30,630,000 | 40,697,000 | 42,190,000 | 43,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,125,000 | 14,799,000 | 23,099,000 | 31,250,000 |
| Interest expense | 2,807,000 | 5,708,000 | 8,513,000 | 11,480,000 |
| Net interest income | 4,318,000 | 9,091,000 | 14,586,000 | 19,770,000 |
| Noninterest income | 503,000 | 989,000 | 1,419,000 | 2,245,000 |
| Noninterest expense | 2,102,000 | 4,307,000 | 6,579,000 | 8,857,000 |
| Provision for loan losses | 330,000 | 610,000 | 1,710,000 | 2,510,000 |
| Pretax income | 2,389,000 | 5,163,000 | 7,716,000 | 10,648,000 |
| Income tax | 898,000 | 1,933,000 | 2,890,000 | 3,996,000 |
| Net income | 1,491,000 | 3,230,000 | 4,826,000 | 6,652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,630,000 | 40,697,000 | 42,190,000 | 43,885,000 |
| Total capital | 39,071,000 | 45,126,000 | 47,593,000 | 49,736,000 |
| Risk-weighted assets | 371,835,000 | 406,194,000 | 432,125,000 | 467,650,000 |