Call reports 2001
FLORIDA COMMUNITY BANK — 2001
What FLORIDA COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 309,085,000 | 325,251,000 | 332,980,000 | 388,047,000 |
| Total loans | 237,601,000 | 247,885,000 | 273,905,000 | 318,666,000 |
| Allowance for loan losses | 3,447,000 | 3,530,000 | 3,690,000 | 3,803,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 41,453,000 | 38,484,000 | 38,675,000 | 33,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,635,000 | 279,372,000 | 265,538,000 | 317,949,000 |
| Interest-bearing deposits | 220,719,000 | 233,713,000 | 224,218,000 | 257,689,000 |
| Noninterest-bearing deposits | 42,916,000 | 45,659,000 | 41,320,000 | 60,260,000 |
| Equity capital | 27,197,000 | 27,675,000 | 28,861,000 | 29,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,920,000 | 14,370,000 | 21,208,000 | 27,898,000 |
| Interest expense | 3,181,000 | 6,266,000 | 9,198,000 | 12,019,000 |
| Net interest income | 3,739,000 | 8,104,000 | 12,010,000 | 15,879,000 |
| Noninterest income | 371,000 | 786,000 | 1,166,000 | 1,599,000 |
| Noninterest expense | 2,009,000 | 4,144,000 | 6,296,000 | 8,120,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 720,000 |
| Pretax income | 1,951,000 | 4,446,000 | 6,430,000 | 8,638,000 |
| Income tax | 724,000 | 1,657,000 | 2,455,000 | 3,292,000 |
| Net income | 1,227,000 | 2,789,000 | 3,975,000 | 5,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,197,000 | 27,675,000 | 28,861,000 | 29,139,000 |
| Total capital | 30,577,000 | 31,205,000 | 32,551,000 | 37,342,000 |
| Risk-weighted assets | 270,364,000 | 282,899,000 | 308,888,000 | 350,515,000 |