Call reports 2025
SYNOVUS BANK — 2025
What SYNOVUS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 60,208,106,000 | 60,919,986,000 | 60,332,869,000 | 61,204,265,000 |
| Total loans | 42,770,407,000 | 43,689,753,000 | 43,901,045,000 | 44,731,848,000 |
| Allowance for loan losses | 478,207,000 | 464,831,000 | 469,521,000 | 477,934,000 |
| Securities available for sale | 7,840,385,000 | 7,798,824,000 | 7,575,468,000 | 7,411,072,000 |
| Securities held to maturity | 2,546,741,000 | 2,502,639,000 | 2,450,885,000 | 2,409,184,000 |
| Trading assets | 75,512,000 | 81,546,000 | 84,723,000 | 83,426,000 |
| Total deposits | 51,540,313,000 | 50,771,713,000 | 50,535,964,000 | 51,914,514,000 |
| Interest-bearing deposits | 39,929,118,000 | 38,964,151,000 | 39,325,349,000 | 40,616,287,000 |
| Noninterest-bearing deposits | 11,611,195,000 | 11,807,562,000 | 11,210,615,000 | 11,298,227,000 |
| Equity capital | 5,523,943,000 | 5,602,339,000 | 5,782,764,000 | 5,825,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 766,041,000 | 1,536,993,000 | 2,331,429,000 | 3,113,234,000 |
| Interest expense | 287,373,000 | 582,993,000 | 890,569,000 | 1,178,212,000 |
| Net interest income | 478,668,000 | 954,000,000 | 1,440,860,000 | 1,935,022,000 |
| Noninterest income | 91,636,000 | 199,915,000 | 312,371,000 | 428,836,000 |
| Noninterest expense | 284,587,000 | 578,294,000 | 880,576,000 | 1,202,117,000 |
| Provision for loan losses | 12,728,000 | 17,653,000 | 37,569,000 | 69,797,000 |
| Pretax income | 275,013,000 | 561,715,000 | 838,933,000 | 1,094,018,000 |
| Income tax | 65,800,000 | 129,579,000 | 185,743,000 | 255,749,000 |
| Net income | 209,355,000 | 432,874,000 | 654,417,000 | 840,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,840,478,000 | 5,834,631,000 | 5,956,818,000 | 5,953,376,000 |
| Total capital | 6,566,053,000 | 6,536,705,000 | 6,666,782,000 | 6,970,441,000 |
| Risk-weighted assets | 48,016,077,000 | 48,512,376,000 | 48,607,561,000 | 49,514,774,000 |