Call reports 2008
SYNOVUS BANK — 2008
What SYNOVUS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 6,084,023,000 | 5,764,431,000 | 5,073,913,000 | 6,470,886,000 |
| Total loans | 3,251,771,000 | 3,336,684,000 | 3,543,376,000 | 3,698,040,000 |
| Allowance for loan losses | 56,599,000 | 60,644,000 | 68,473,000 | 81,593,000 |
| Securities available for sale | 608,288,000 | 612,842,000 | 596,657,000 | 617,142,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 74,984,000 | 46,026,000 | 49,712,000 | 137,833,000 |
| Total deposits | 2,790,701,000 | 2,814,735,000 | 3,286,530,000 | 3,674,795,000 |
| Interest-bearing deposits | 2,711,195,000 | 2,683,408,000 | 2,958,405,000 | 3,072,366,000 |
| Noninterest-bearing deposits | 79,506,000 | 131,327,000 | 328,125,000 | 602,429,000 |
| Equity capital | 877,446,000 | 813,317,000 | 751,138,000 | 757,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 76,158,000 | 140,441,000 | 200,641,000 | 261,671,000 |
| Interest expense | 36,684,000 | 61,769,000 | 84,225,000 | 105,002,000 |
| Net interest income | 39,474,000 | 78,672,000 | 116,416,000 | 156,669,000 |
| Noninterest income | 31,775,000 | 80,372,000 | 111,659,000 | 142,546,000 |
| Noninterest expense | 33,549,000 | 74,480,000 | 107,622,000 | 146,673,000 |
| Provision for loan losses | 14,615,000 | 22,797,000 | 41,964,000 | 87,099,000 |
| Pretax income | 23,085,000 | 61,767,000 | 78,489,000 | 65,443,000 |
| Income tax | 7,763,000 | 22,409,000 | 27,606,000 | 21,344,000 |
| Net income | 15,322,000 | 39,358,000 | 50,883,000 | 44,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 857,707,000 | 802,311,000 | 739,120,000 | 732,725,000 |
| Total capital | 914,306,000 | 864,672,000 | 803,826,000 | 798,896,000 |
| Risk-weighted assets | 5,227,198,000 | 5,219,998,000 | 5,171,210,000 | 5,274,833,000 |