Call reports 2007
SYNOVUS BANK — 2007
What SYNOVUS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 6,177,018,000 | 6,612,158,000 | 7,410,003,000 | 6,084,356,000 |
| Total loans | 3,062,373,000 | 2,995,150,000 | 2,900,872,000 | 3,049,201,000 |
| Allowance for loan losses | 36,501,000 | 41,089,000 | 44,667,000 | 48,212,000 |
| Securities available for sale | 532,182,000 | 551,004,000 | 574,235,000 | 576,619,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,789,608,000 | 2,921,455,000 | 2,729,029,000 | 2,745,025,000 |
| Interest-bearing deposits | 2,462,820,000 | 2,574,504,000 | 2,446,229,000 | 2,547,012,000 |
| Noninterest-bearing deposits | 326,788,000 | 346,951,000 | 282,800,000 | 198,013,000 |
| Equity capital | 1,389,909,000 | 1,441,860,000 | 1,505,257,000 | 875,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 82,424,000 | 170,051,000 | 259,762,000 | 340,883,000 |
| Interest expense | 42,343,000 | 87,907,000 | 137,033,000 | 201,351,000 |
| Net interest income | 40,081,000 | 82,144,000 | 122,729,000 | 139,532,000 |
| Noninterest income | 460,070,000 | 949,792,000 | 1,442,920,000 | 134,505,000 |
| Noninterest expense | 386,201,000 | 793,340,000 | 1,203,967,000 | 132,750,000 |
| Provision for loan losses | 3,200,000 | 9,170,000 | 14,723,000 | 24,264,000 |
| Pretax income | 110,750,000 | 229,440,000 | 346,973,000 | 117,037,000 |
| Income tax | 45,286,000 | 91,459,000 | 133,130,000 | 41,069,000 |
| Net income | 65,464,000 | 137,981,000 | 213,843,000 | 267,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,474,187,000 | 1,544,473,000 | 1,617,216,000 | 864,588,000 |
| Total capital | 1,510,688,000 | 1,585,562,000 | 1,661,883,000 | 912,800,000 |
| Risk-weighted assets | 5,798,077,000 | 5,973,756,000 | 6,110,105,000 | 5,220,122,000 |