Call reports 2006
SYNOVUS BANK — 2006
What SYNOVUS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 5,790,279,000 | 6,096,200,000 | 6,161,519,000 | 6,183,493,000 |
| Total loans | 2,624,989,000 | 2,713,696,000 | 2,756,927,000 | 2,889,234,000 |
| Allowance for loan losses | 32,905,000 | 33,838,000 | 35,285,000 | 35,160,000 |
| Securities available for sale | 411,968,000 | 422,278,000 | 436,524,000 | 495,882,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,655,745,000 | 2,634,961,000 | 2,735,630,000 | 2,709,719,000 |
| Interest-bearing deposits | 2,320,197,000 | 2,288,113,000 | 2,408,898,000 | 2,479,630,000 |
| Noninterest-bearing deposits | 335,548,000 | 346,848,000 | 326,732,000 | 230,089,000 |
| Equity capital | 1,133,954,000 | 1,186,363,000 | 1,231,272,000 | 1,329,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 66,641,000 | 139,467,000 | 215,775,000 | 292,997,000 |
| Interest expense | 34,049,000 | 73,071,000 | 114,177,000 | 154,257,000 |
| Net interest income | 32,592,000 | 66,396,000 | 101,598,000 | 138,740,000 |
| Noninterest income | 438,537,000 | 899,209,000 | 1,371,460,000 | 1,910,562,000 |
| Noninterest expense | 377,203,000 | 761,999,000 | 1,170,344,000 | 1,593,830,000 |
| Provision for loan losses | 3,100,000 | 6,100,000 | 8,350,000 | 9,850,000 |
| Pretax income | 90,826,000 | 196,902,000 | 293,622,000 | 444,880,000 |
| Income tax | 33,851,000 | 74,776,000 | 107,719,000 | 167,299,000 |
| Net income | 56,975,000 | 122,126,000 | 185,903,000 | 277,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,220,946,000 | 1,253,958,000 | 1,249,041,000 | 1,405,072,000 |
| Total capital | 1,253,851,000 | 1,287,796,000 | 1,284,326,000 | 1,440,232,000 |
| Risk-weighted assets | 5,448,481,000 | 5,634,983,000 | 5,640,666,000 | 5,763,829,000 |