Call reports 2005
SYNOVUS BANK — 2005
What SYNOVUS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 4,930,317,000 | 5,131,870,000 | 5,084,359,000 | 5,248,957,000 |
| Total loans | 2,401,196,000 | 2,455,412,000 | 2,544,650,000 | 2,563,616,000 |
| Allowance for loan losses | 33,776,000 | 33,165,000 | 32,277,000 | 32,239,000 |
| Securities available for sale | 357,018,000 | 357,404,000 | 368,244,000 | 381,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,298,744,000 | 2,743,882,000 | 2,488,882,000 | 2,554,793,000 |
| Interest-bearing deposits | 2,019,685,000 | 2,448,519,000 | 2,147,182,000 | 2,175,157,000 |
| Noninterest-bearing deposits | 279,059,000 | 295,363,000 | 341,700,000 | 379,636,000 |
| Equity capital | 949,561,000 | 999,821,000 | 1,044,355,000 | 1,094,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 47,069,000 | 95,559,000 | 146,546,000 | 203,804,000 |
| Interest expense | 17,447,000 | 36,871,000 | 57,556,000 | 82,548,000 |
| Net interest income | 29,622,000 | 58,688,000 | 88,990,000 | 121,256,000 |
| Noninterest income | 376,393,000 | 811,123,000 | 1,258,494,000 | 1,708,304,000 |
| Noninterest expense | 317,499,000 | 685,722,000 | 1,069,599,000 | 1,452,411,000 |
| Provision for loan losses | 3,150,000 | 6,150,000 | 7,650,000 | 10,150,000 |
| Pretax income | 85,366,000 | 177,939,000 | 270,235,000 | 367,000,000 |
| Income tax | 32,656,000 | 68,335,000 | 104,624,000 | 140,952,000 |
| Net income | 52,710,000 | 109,604,000 | 165,611,000 | 226,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,004,566,000 | 1,061,792,000 | 1,119,094,000 | 1,145,365,000 |
| Total capital | 1,038,342,000 | 1,094,957,000 | 1,151,371,000 | 1,177,604,000 |
| Risk-weighted assets | 5,081,619,000 | 5,196,539,000 | 5,285,012,000 | 5,281,082,000 |