Call reports 2002
SYNOVUS BANK — 2002
What SYNOVUS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 3,759,549,000 | 3,877,719,000 | 4,005,659,000 | 4,139,337,000 |
| Total loans | 1,982,468,000 | 2,038,469,000 | 2,094,779,000 | 2,023,063,000 |
| Allowance for loan losses | 29,064,000 | 27,153,000 | 28,310,000 | 27,598,000 |
| Securities available for sale | 257,161,000 | 247,704,000 | 238,564,000 | 255,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,969,590,000 | 1,981,743,000 | 1,970,562,000 | 1,947,834,000 |
| Interest-bearing deposits | 1,646,236,000 | 1,615,837,000 | 1,741,811,000 | 1,674,036,000 |
| Noninterest-bearing deposits | 323,354,000 | 365,906,000 | 228,751,000 | 273,798,000 |
| Equity capital | 650,289,000 | 676,813,000 | 701,547,000 | 716,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 40,372,000 | 80,485,000 | 119,935,000 | 157,506,000 |
| Interest expense | 12,652,000 | 24,562,000 | 37,335,000 | 48,661,000 |
| Net interest income | 27,720,000 | 55,923,000 | 82,600,000 | 108,845,000 |
| Noninterest income | 243,950,000 | 503,702,000 | 761,570,000 | 1,030,815,000 |
| Noninterest expense | 216,677,000 | 442,825,000 | 663,136,000 | 892,675,000 |
| Provision for loan losses | 4,050,000 | 10,685,000 | 15,125,000 | 16,325,000 |
| Pretax income | 51,133,000 | 105,915,000 | 166,185,000 | 230,900,000 |
| Income tax | 18,666,000 | 38,469,000 | 60,226,000 | 81,557,000 |
| Net income | 32,467,000 | 67,446,000 | 105,959,000 | 149,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 742,759,000 | 771,735,000 | 802,039,000 | 819,457,000 |
| Total capital | 771,823,000 | 798,888,000 | 830,349,000 | 847,055,000 |
| Risk-weighted assets | 3,719,895,000 | 3,821,293,000 | 3,952,397,000 | 4,002,653,000 |