Call reports 2004
FIRST NATIONAL BANK — 2004
What FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Total assets | 40,330,000 | 39,882,000 |
| Total loans | 23,931,000 | 25,582,000 |
| Allowance for loan losses | 322,000 | 335,000 |
| Securities available for sale | 8,577,000 | 9,421,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 35,346,000 | 33,847,000 |
| Interest-bearing deposits | 30,737,000 | 28,946,000 |
| Noninterest-bearing deposits | 4,609,000 | 4,901,000 |
| Equity capital | 4,796,000 | 4,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Interest income | 507,000 | 1,015,000 |
| Interest expense | 126,000 | 242,000 |
| Net interest income | 381,000 | 773,000 |
| Noninterest income | 94,000 | 186,000 |
| Noninterest expense | 333,000 | 566,000 |
| Provision for loan losses | 0 | 10,000 |
| Pretax income | 142,000 | 383,000 |
| Income tax | 40,000 | 76,000 |
| Net income | 102,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 |
|---|---|---|
| Tier 1 capital | 4,654,000 | 4,859,000 |
| Total capital | 4,956,000 | 5,175,000 |
| Risk-weighted assets | 24,172,000 | 25,237,000 |