Call reports 2003
FIRST NATIONAL BANK — 2003
What FIRST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 40,484,000 | 40,741,000 | 40,802,000 | 40,828,000 |
| Total loans | 23,189,000 | 24,367,000 | 25,529,000 | 25,368,000 |
| Allowance for loan losses | 362,000 | 350,000 | 321,000 | 313,000 |
| Securities available for sale | 10,418,000 | 7,525,000 | 7,095,000 | 8,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,854,000 | 35,919,000 | 35,895,000 | 35,896,000 |
| Interest-bearing deposits | 30,709,000 | 31,323,000 | 31,028,000 | 30,710,000 |
| Noninterest-bearing deposits | 5,145,000 | 4,596,000 | 4,867,000 | 5,186,000 |
| Equity capital | 4,422,000 | 4,604,000 | 4,724,000 | 4,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,069,000 | 1,613,000 | 2,140,000 |
| Interest expense | 176,000 | 345,000 | 492,000 | 627,000 |
| Net interest income | 363,000 | 724,000 | 1,121,000 | 1,513,000 |
| Noninterest income | 71,000 | 151,000 | 224,000 | 415,000 |
| Noninterest expense | 330,000 | 561,000 | 810,000 | 1,300,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 104,000 | 314,000 | 515,000 | 608,000 |
| Income tax | 49,000 | 97,000 | 146,000 | 181,000 |
| Net income | 55,000 | 217,000 | 369,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,280,000 | 4,442,000 | 4,594,000 | 4,652,000 |
| Total capital | 4,582,000 | 4,750,000 | 4,911,000 | 4,965,000 |
| Risk-weighted assets | 24,076,000 | 24,656,000 | 25,360,000 | 25,362,000 |