Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 37,727,000 | 38,131,000 | 37,355,000 | 39,589,000 |
| Total loans | 26,452,000 | 26,160,000 | 25,220,000 | 25,195,000 |
| Allowance for loan losses | 325,000 | 359,000 | 423,000 | 372,000 |
| Securities available for sale | 8,128,000 | 8,090,000 | 6,665,000 | 9,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,563,000 | 33,681,000 | 32,685,000 | 34,959,000 |
| Interest-bearing deposits | 29,122,000 | 29,262,000 | 28,090,000 | 29,189,000 |
| Noninterest-bearing deposits | 4,441,000 | 4,419,000 | 4,595,000 | 5,770,000 |
| Equity capital | 3,966,000 | 4,223,000 | 4,428,000 | 4,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,264,000 | 1,887,000 | 2,469,000 |
| Interest expense | 224,000 | 442,000 | 646,000 | 832,000 |
| Net interest income | 417,000 | 822,000 | 1,241,000 | 1,637,000 |
| Noninterest income | 59,000 | 141,000 | 248,000 | 387,000 |
| Noninterest expense | 298,000 | 510,000 | 770,000 | 1,257,000 |
| Provision for loan losses | 30,000 | 70,000 | 130,000 | 130,000 |
| Pretax income | 148,000 | 383,000 | 591,000 | 639,000 |
| Income tax | 53,000 | 105,000 | 158,000 | 201,000 |
| Net income | 95,000 | 278,000 | 433,000 | 438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,932,000 | 4,115,000 | 4,270,000 | 4,275,000 |
| Total capital | 4,257,000 | 4,439,000 | 4,589,000 | 4,598,000 |
| Risk-weighted assets | 25,836,000 | 25,884,000 | 25,368,000 | 25,792,000 |