Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,702,000 | 37,082,000 | 37,623,000 | 37,744,000 |
| Total loans | 27,218,000 | 27,035,000 | 26,733,000 | 27,167,000 |
| Allowance for loan losses | 262,000 | 251,000 | 272,000 | 292,000 |
| Securities available for sale | 5,212,000 | 4,699,000 | 5,382,000 | 7,066,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,696,000 | 32,902,000 | 33,297,000 | 33,460,000 |
| Interest-bearing deposits | 27,427,000 | 29,244,000 | 29,379,000 | 28,831,000 |
| Noninterest-bearing deposits | 6,269,000 | 3,658,000 | 3,918,000 | 4,629,000 |
| Equity capital | 3,667,000 | 3,833,000 | 3,991,000 | 3,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 697,000 | 1,414,000 | 2,111,000 | 2,824,000 |
| Interest expense | 377,000 | 745,000 | 1,076,000 | 1,374,000 |
| Net interest income | 320,000 | 669,000 | 1,035,000 | 1,450,000 |
| Noninterest income | 55,000 | 149,000 | 214,000 | 289,000 |
| Noninterest expense | 245,000 | 451,000 | 687,000 | 1,017,000 |
| Provision for loan losses | 30,000 | 70,000 | 120,000 | 150,000 |
| Pretax income | 108,000 | 305,000 | 450,000 | 580,000 |
| Income tax | 26,000 | 52,000 | 78,000 | 191,000 |
| Net income | 82,000 | 253,000 | 372,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,580,000 | 3,751,000 | 3,870,000 | 3,887,000 |
| Total capital | 3,842,000 | 4,002,000 | 4,142,000 | 4,179,000 |
| Risk-weighted assets | 37,838,000 | 37,210,000 | 37,713,000 | 37,925,000 |