Call report 2012Q2
WESTERN RESERVE BANK — 2012Q2
The 22 measures WESTERN RESERVE BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 189,913,000 | USD | evidence → |
| Total loans | 143,659,000 | USD | evidence → |
| Allowance for loan losses | 2,839,000 | USD | evidence → |
| Securities available for sale | 17,220,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 169,325,000 | USD | evidence → |
| Interest-bearing deposits | 141,480,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,845,000 | USD | evidence → |
| Equity capital | 18,464,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,954,000 | USD | evidence → |
| Interest expense | 656,000 | USD | evidence → |
| Net interest income | 3,298,000 | USD | evidence → |
| Noninterest income | 316,000 | USD | evidence → |
| Noninterest expense | 2,785,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | 549,000 | USD | evidence → |
| Income tax | 136,000 | USD | evidence → |
| Net income | 413,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,048,000 | USD | evidence → |
| Total capital | 19,895,000 | USD | evidence → |
| Risk-weighted assets | 146,747,000 | USD | evidence → |