Call report 2008Q4
WESTERN RESERVE BANK — 2008Q4
The 22 measures WESTERN RESERVE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,944,000 | USD | evidence → |
| Total loans | 143,625,000 | USD | evidence → |
| Allowance for loan losses | 1,743,000 | USD | evidence → |
| Securities available for sale | 10,214,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,816,000 | USD | evidence → |
| Interest-bearing deposits | 139,776,000 | USD | evidence → |
| Noninterest-bearing deposits | 17,040,000 | USD | evidence → |
| Equity capital | 15,048,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,609,000 | USD | evidence → |
| Interest expense | 3,787,000 | USD | evidence → |
| Net interest income | 5,822,000 | USD | evidence → |
| Noninterest income | 330,000 | USD | evidence → |
| Noninterest expense | 4,842,000 | USD | evidence → |
| Provision for loan losses | 529,000 | USD | evidence → |
| Pretax income | 781,000 | USD | evidence → |
| Income tax | 190,000 | USD | evidence → |
| Net income | 591,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,874,000 | USD | evidence → |
| Total capital | 16,617,000 | USD | evidence → |
| Risk-weighted assets | 150,841,000 | USD | evidence → |