Call report 2008Q1
WESTERN RESERVE BANK — 2008Q1
The 22 measures WESTERN RESERVE BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 162,385,000 | USD | evidence → |
| Total loans | 131,812,000 | USD | evidence → |
| Allowance for loan losses | 1,705,000 | USD | evidence → |
| Securities available for sale | 11,783,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 139,630,000 | USD | evidence → |
| Interest-bearing deposits | 124,442,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,188,000 | USD | evidence → |
| Equity capital | 12,258,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,546,000 | USD | evidence → |
| Interest expense | 1,151,000 | USD | evidence → |
| Net interest income | 1,395,000 | USD | evidence → |
| Noninterest income | 79,000 | USD | evidence → |
| Noninterest expense | 1,212,000 | USD | evidence → |
| Provision for loan losses | 98,000 | USD | evidence → |
| Pretax income | 164,000 | USD | evidence → |
| Income tax | 40,000 | USD | evidence → |
| Net income | 124,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,106,000 | USD | evidence → |
| Total capital | 14,411,000 | USD | evidence → |
| Risk-weighted assets | 141,164,000 | USD | evidence → |