Call report 2007Q3
WESTERN RESERVE BANK — 2007Q3
The 22 measures WESTERN RESERVE BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 157,984,000 | USD | evidence → |
| Total loans | 118,514,000 | USD | evidence → |
| Allowance for loan losses | 1,695,000 | USD | evidence → |
| Securities available for sale | 10,160,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 140,273,000 | USD | evidence → |
| Interest-bearing deposits | 124,825,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,448,000 | USD | evidence → |
| Equity capital | 11,270,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,033,000 | USD | evidence → |
| Interest expense | 4,052,000 | USD | evidence → |
| Net interest income | 3,981,000 | USD | evidence → |
| Noninterest income | 299,000 | USD | evidence → |
| Noninterest expense | 3,355,000 | USD | evidence → |
| Provision for loan losses | 20,000 | USD | evidence → |
| Pretax income | 905,000 | USD | evidence → |
| Income tax | 264,000 | USD | evidence → |
| Net income | 641,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,304,000 | USD | evidence → |
| Total capital | 13,793,000 | USD | evidence → |
| Risk-weighted assets | 127,053,000 | USD | evidence → |