Call report 2003Q4
WESTERN RESERVE BANK — 2003Q4
The 22 measures WESTERN RESERVE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,280,000 | USD | evidence → |
| Total loans | 95,548,000 | USD | evidence → |
| Allowance for loan losses | 1,502,000 | USD | evidence → |
| Securities available for sale | 1,734,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 91,931,000 | USD | evidence → |
| Interest-bearing deposits | 82,220,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,711,000 | USD | evidence → |
| Equity capital | 7,415,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,245,000 | USD | evidence → |
| Interest expense | 1,680,000 | USD | evidence → |
| Net interest income | 3,565,000 | USD | evidence → |
| Noninterest income | 469,000 | USD | evidence → |
| Noninterest expense | 2,633,000 | USD | evidence → |
| Provision for loan losses | 431,000 | USD | evidence → |
| Pretax income | 970,000 | USD | evidence → |
| Income tax | 330,000 | USD | evidence → |
| Net income | 640,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,402,000 | USD | evidence → |
| Total capital | 10,100,000 | USD | evidence → |
| Risk-weighted assets | 95,533,000 | USD | evidence → |