Call reports 2026
FIRST AMERICAN STATE BANK — 2026
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 281,809,000 | 276,885,000 |
| Total loans | 199,881,000 | 194,715,000 |
| Allowance for loan losses | 1,895,000 | 1,894,000 |
| Securities available for sale | 44,722,000 | 43,526,000 |
| Securities held to maturity | 27,545,000 | 26,287,000 |
| Trading assets | 0 | 0 |
| Total deposits | 201,421,000 | 207,141,000 |
| Interest-bearing deposits | 173,764,000 | 176,716,000 |
| Noninterest-bearing deposits | 27,657,000 | 30,425,000 |
| Equity capital | 25,209,000 | 24,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,856,000 | 7,639,000 |
| Interest expense | 1,851,000 | 3,680,000 |
| Net interest income | 2,005,000 | 3,959,000 |
| Noninterest income | 27,000 | 64,000 |
| Noninterest expense | 1,661,000 | 3,254,000 |
| Provision for loan losses | -72,000 | -72,000 |
| Pretax income | 371,000 | 769,000 |
| Income tax | 70,000 | 147,000 |
| Net income | 301,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 27,002,000 | 27,023,000 |
| Total capital | 29,300,000 | 29,273,000 |
| Risk-weighted assets | 183,144,000 | 179,277,000 |