Call reports 2025
FIRST AMERICAN STATE BANK — 2025
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 296,121,000 | 292,360,000 | 298,194,000 | 288,224,000 |
| Total loans | 211,195,000 | 214,947,000 | 211,152,000 | 204,479,000 |
| Allowance for loan losses | 2,018,000 | 2,018,000 | 1,968,000 | 1,968,000 |
| Securities available for sale | 39,014,000 | 38,033,000 | 44,584,000 | 44,739,000 |
| Securities held to maturity | 29,425,000 | 29,033,000 | 28,759,000 | 28,302,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,854,000 | 200,424,000 | 214,049,000 | 205,718,000 |
| Interest-bearing deposits | 167,128,000 | 173,890,000 | 183,882,000 | 179,606,000 |
| Noninterest-bearing deposits | 35,726,000 | 26,534,000 | 30,167,000 | 26,112,000 |
| Equity capital | 24,646,000 | 24,709,000 | 25,244,000 | 25,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,112,000 | 8,117,000 | 12,203,000 | 16,440,000 |
| Interest expense | 2,187,000 | 4,295,000 | 6,448,000 | 8,597,000 |
| Net interest income | 1,925,000 | 3,822,000 | 5,755,000 | 7,843,000 |
| Noninterest income | 31,000 | 119,000 | 158,000 | 194,000 |
| Noninterest expense | 1,633,000 | 3,125,000 | 4,704,000 | 6,239,000 |
| Provision for loan losses | 152,000 | 152,000 | 101,000 | 102,000 |
| Pretax income | 175,000 | 668,000 | 1,116,000 | 1,700,000 |
| Income tax | -10,000 | 58,000 | 116,000 | 213,000 |
| Net income | 185,000 | 610,000 | 1,000,000 | 1,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,700,000 | 26,124,000 | 26,516,000 | 27,001,000 |
| Total capital | 28,125,000 | 28,568,000 | 28,907,000 | 29,352,000 |
| Risk-weighted assets | 193,356,000 | 194,959,000 | 190,728,000 | 187,447,000 |