Call reports 2023
FIRST AMERICAN STATE BANK — 2023
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 289,521,000 | 290,654,000 | 289,811,000 | 295,096,000 |
| Total loans | 202,696,000 | 209,304,000 | 207,768,000 | 217,111,000 |
| Allowance for loan losses | 1,823,000 | 1,787,000 | 1,787,000 | 1,853,000 |
| Securities available for sale | 43,079,000 | 42,294,000 | 40,992,000 | 39,290,000 |
| Securities held to maturity | 28,899,000 | 28,401,000 | 27,995,000 | 30,850,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,084,000 | 244,058,000 | 242,124,000 | 231,611,000 |
| Interest-bearing deposits | 212,094,000 | 210,130,000 | 209,566,000 | 200,861,000 |
| Noninterest-bearing deposits | 34,990,000 | 33,929,000 | 32,558,000 | 30,750,000 |
| Equity capital | 26,521,000 | 25,796,000 | 25,920,000 | 26,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,527,000 | 7,255,000 | 11,070,000 | 14,947,000 |
| Interest expense | 1,450,000 | 3,424,000 | 5,574,000 | 7,787,000 |
| Net interest income | 2,077,000 | 3,831,000 | 5,496,000 | 7,160,000 |
| Noninterest income | 36,000 | 74,000 | 469,000 | 509,000 |
| Noninterest expense | 1,600,000 | 3,081,000 | 4,641,000 | 5,959,000 |
| Provision for loan losses | 0 | 460,000 | 460,000 | 525,000 |
| Pretax income | 538,000 | 434,000 | 934,000 | 1,262,000 |
| Income tax | 77,000 | 11,000 | 75,000 | 102,000 |
| Net income | 461,000 | 423,000 | 859,000 | 1,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,387,000 | 26,050,000 | 26,486,000 | 26,487,000 |
| Total capital | 28,270,000 | 27,897,000 | 28,333,000 | 28,399,000 |
| Risk-weighted assets | 194,746,000 | 201,430,000 | 196,675,000 | 206,454,000 |