Call reports 2022
FIRST AMERICAN STATE BANK — 2022
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 255,425,000 | 244,258,000 | 251,987,000 | 259,382,000 |
| Total loans | 202,892,000 | 192,487,000 | 203,133,000 | 203,864,000 |
| Allowance for loan losses | 1,928,000 | 1,933,000 | 1,929,000 | 1,823,000 |
| Securities available for sale | 0 | 0 | 0 | 23,261,000 |
| Securities held to maturity | 29,038,000 | 28,398,000 | 27,843,000 | 27,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,523,000 | 216,896,000 | 212,389,000 | 228,047,000 |
| Interest-bearing deposits | 187,949,000 | 179,564,000 | 175,187,000 | 189,009,000 |
| Noninterest-bearing deposits | 39,574,000 | 37,332,000 | 37,202,000 | 39,038,000 |
| Equity capital | 24,870,000 | 25,221,000 | 25,585,000 | 26,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,731,000 | 5,314,000 | 8,030,000 | 11,046,000 |
| Interest expense | 297,000 | 585,000 | 961,000 | 1,673,000 |
| Net interest income | 2,434,000 | 4,729,000 | 7,069,000 | 9,373,000 |
| Noninterest income | 37,000 | 74,000 | 111,000 | 398,000 |
| Noninterest expense | 1,468,000 | 2,996,000 | 4,552,000 | 6,068,000 |
| Provision for loan losses | 0 | 0 | 0 | -110,000 |
| Pretax income | -882,000 | -78,000 | 743,000 | 1,928,000 |
| Income tax | -264,000 | -112,000 | 44,000 | 294,000 |
| Net income | -618,000 | 34,000 | 699,000 | 1,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,875,000 | 25,227,000 | 25,592,000 | 26,227,000 |
| Total capital | 26,859,000 | 27,215,000 | 27,580,000 | 28,110,000 |
| Risk-weighted assets | 180,168,000 | 174,615,000 | 179,747,000 | 188,327,000 |